American Express Co (Amex) is a provider of card products and travel-related services. It offers a range of credit cards, charge cards, and other payment and financing solutions to individuals, small and middle businesses, and corporates. The company provides merchant acquisition and processing, payment settlement, point-of-sale marketing, and network services. Its travel solutions include personal and corporate travel advisory, hotel and resort booking, and travel management. Amex also offers foreign exchange services, travel insurance, and traveler’s cheque. The company operates through various channels including direct mail, online applications, in-house teams, direct response advertising, and third-party vendors in the Americas, Europe, Africa, the Middle East, and Asia-Pacific region. Amex is headquartered in New York, the US.