We understand that not everyone has a perfect credit score, and that should not be a barrier to getting the financial help you need. Unlike bank loans that may require a credit check and make decisions based on your credit history, My Title Loan Florida does not perform any credit checks. If you have good credit, bad credit, or no credit at all, you can still be eligible for a title loan with us. Title Loans Mesa decision is primarily based on the value of your vehicle and your ability to repay the loan, so you can have peace of mind knowing that your credit history will not impact your loan approval. Choose us for all your title loan needs.